How quickly must a health insurer provide a proof of loss form after receiving notice of loss?

In the context of health insurance, once an insurer receives notification of a loss, it is required to provide the claimant with a proof of loss form within a specific timeframe. Under Virginia law, the correct timeframe for this requirement is 15 days. This regulation ensures that claimants are promptly supplied with the necessary documentation to support their claims. Timely provision of this form is crucial for the facilitation of the claims process, allowing policyholders to provide the required evidence of their claims without unnecessary delay.

This 15-day requirement is designed to balance the interests of both the insurer and the insured, ensuring that claimants have access to the necessary forms to submit their claims in a reasonable timeframe while allowing insurers to manage and process those claims effectively.