How many days must an insured notify their insurer of a medical claim after an accident?

The requirement for notifying an insurer about a medical claim after an accident usually falls within the range of 20 days. This timeframe is established to ensure that the insurer has adequate time to investigate the claim and to initiate the claims process while the details are still fresh. Timely notification helps both the insured and the insurer manage the claim efficiently, which is crucial for timely coverage and reimbursement for medical expenses incurred due to the accident.

Being proactive in notifying the insurer can prevent complications and delays in receiving benefits. Additionally, insurers may require policyholders to adhere to this timeline as part of the policy condition, emphasizing the importance of prompt reporting of claims to facilitate a smoother resolution process.