How many days must an insured wait to bring legal action against an insurer after providing written proof of loss?

The correct answer is based on the regulations regarding insurance claims and the time frame required before an insured can initiate a legal action against an insurer. The law typically stipulates that once the insured submits the written proof of loss, they must wait 60 days before taking any legal action. This period allows the insurer time to process the claim and respond appropriately.

This provision is in place to promote fair handling of claims and ensure that all necessary information is reviewed before escalating the matter legally. Recognizing and adhering to this time frame is crucial for both the insured and the insurer, as it establishes a clear expectation for the resolution process. Understanding this timeframe is essential for policyholders to navigate their rights and responsibilities in accordance with their insurance policies.